Spending your way out of debt

We know you want the best for your family.
That's what we all want.

A good home, a good neighborhood, the best of schools, the best opportunities for your kids.

We know, as you do, that you will do whatever it takes. Sometimes that means taking out another loan, a second
mortgage, using another credit card or borrowing from a pay-day
loan place. That seems like the way to go.

BUT. IT. IS. NOT.

Think about it.

Nobody ever got out of debt by borrowing more money.

Borrowing more money just ties up more of what little money you have.

Borrowing more money only makes things worse.

The secret is to live on what you earn.
To do this, you have to get rid of some debt.

That's why your Congress created the bankruptcy laws and designed them to get good, honest, hard working people, just like you, out of debt.

Why?

Because getting you out of debt helps free up more of your money. Because freeing up your money puts you in a better position to take care of your family.

Lots of ads on TV, and on the internet make promises.

The difference is, BANKRUPTCY DELIVERS.

For example,

With one family recently filed, we got rid of $56,235.23 worth of unsecured debt in only 90 days.

That debt cost $13,496.00 in interest per year.

Or $1,124.00 per month.

Our example family made a little over $4000.00 per month.

Imagine, 25% of your gross income just to pay the interest. Thats nothing towards the balance.

We filed them into a Chapter 7.

They kept their home. They stopped working three jobs. They saw their kids again.

That debt that will never steal money from that family again.